Layer Appraisal is your FHA certified appraisal company

Rest assured that Layer Appraisal is an FHA-certified appraisal company in KY. If you have an FHA-secured mortgage, be sure to get with Layer Appraisal, as we are approved and qualified to perform FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Layer Appraisal is well-trained on how to follow the rules and regulations provided.

Be sure to contact Layer Appraisal if you need an appraisal done for an FHA-secured loan.

If your loan is FHA insured, that means that it has been secured by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the mortgage is secure in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are formed to aid low-to-moderate income consumers help meet credit qualifications if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are extremely helpful to those consumers with less accumulated cash.